Smart Loans Only 4.99% APR

smart loan

Christmas has come early at ASTI Credit Union!

For a limited time only, we are offering an incredibly low loan rate on all new loans up to €40,000 with a loan term of less than 5 years! 

It’s a Smart Loan ‘cause it’s a smart move to make!

We’re calling it the Smart Loan because of its low rate & because with this loan you save on loan interest so you save yourself money = smart!

This loan rate is available to all members, new and ‘old’, so all of our wonderful teachers, SNAs, caretakers, school secretaries, school administrators and family members are welcome to apply.

If you haven’t joined us yet, it’s a simple process which you can do online here or call/message us to send you out a hard copy application.


This rate is a special limited time offer and is available on all new loans (up to €40,000 and with a loan term of less than 5 years) from 21/11/19 to 01/02/20. The loan must be drawn down by 01/02/20. Terms & conditions apply.

You can apply for this Smart Loan online or over the phone.

Example: Personal Loan to clear credit card €3,000

SMART Rate of Interest: (typical APR) 4.99%

Term of Loan: 11 months

Fortnightly repayments: €128.85 (for 23 repayments + €106.55 for the final payment)

No of Repayments: 24

Total Cost of Credit: €72.20

Loans are subject to approval. Terms & conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may affect your ability to access credit in the future.